1. Acceptance of Terms

By accessing and using the ovelorianum website (ovelorianum.com) and our educational services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and ovelorianum, located at 46 Redden St, Cairns City QLD 4870, Australia.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Your continued use of our platform indicates your acceptance of any updates or modifications to these terms.

2. Description of Services

ovelorianum provides educational content and training programs focused on business marketing strategies and financial management. Our services include online learning materials, instructional resources, and educational support designed to enhance professional knowledge and skills.

3. User Obligations and Responsibilities

• Provide accurate and complete information during registration and account management
• Maintain confidentiality of your account credentials and notify us immediately of any unauthorized access
• Use our services only for lawful purposes and in accordance with these terms
• Respect intellectual property rights and refrain from unauthorized copying or distribution of materials
• Engage respectfully with other users and our staff in all communications
• Complete educational programs according to established timelines and requirements

4. Intellectual Property Rights

All content, materials, and resources provided through ovelorianum are protected by copyright, trademark, and other intellectual property laws. This includes but is not limited to course materials, videos, written content, logos, and proprietary methodologies.

Users are granted a limited, non-exclusive, non-transferable license to access and use educational materials solely for personal learning purposes. Any reproduction, distribution, or commercial use requires explicit written authorization from ovelorianum.

5. Privacy and Data Protection

We collect and process personal information in accordance with Australian Privacy Principles and applicable data protection regulations. Personal information is used to provide educational services, communicate with users, and improve our platform.

6. Payment Terms and Refund Policy

Educational program fees are due according to the payment schedule provided at enrollment. All prices are in Australian dollars unless otherwise specified. Payment methods include credit cards and bank transfers as available on our platform.

Refund requests must be submitted within fourteen days of program commencement. Refunds are processed according to our refund policy, taking into account access to materials and progress in educational programs. Partial refunds may apply based on program completion status.

7. Limitation of Liability

ovelorianum's liability is limited to the maximum extent permitted by Australian law. We are not liable for indirect, consequential, or incidental damages arising from use of our educational services. Our total liability shall not exceed the amount paid for the specific service giving rise to the claim.

Users acknowledge that educational outcomes depend on individual effort and circumstances beyond our control. ovelorianum does not warrant specific results or guarantee the applicability of educational content to individual business situations.

8. Termination and Suspension

Either party may terminate this agreement with appropriate notice. ovelorianum reserves the right to suspend or terminate user accounts for violations of these terms, non-payment, or conduct that interferes with our educational mission.

Upon termination, users retain access to downloaded materials obtained during their enrollment period but lose access to ongoing platform features and support services. Certain provisions of these terms survive termination, including intellectual property protections and limitation of liability.

9. Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of Queensland, Australia. Any disputes arising from these terms or use of our services will be resolved through the Queensland court system or alternative dispute resolution methods as mutually agreed.

Users agree to attempt good-faith resolution of disputes through direct communication before pursuing formal legal proceedings. Mediation services may be utilized to resolve conflicts efficiently and cost-effectively.

10. Updates and Modifications

ovelorianum reserves the right to update these Terms of Use to reflect changes in our services, legal requirements, or business practices. Users will be notified of significant changes through email or prominent website notices.

Continued use of our services after notification of changes constitutes acceptance of updated terms. Users who disagree with modifications may terminate their account and discontinue use of our services.